INSURANCE PLANNING

Life insurance is used to protect families, estates and businesses in case of a premature death and the build up of cash be used as an accumulation and distribution strategies. At The National Wealth Group, we investigate available options in order to utilize the tax efficiencies for goal planning, as well as providing the much needed death benefit for protection.
 
Types of Life Insurance includeTerm Insurance, Variable Life, Universal Life, Whole Life, Equity Indexed Life
and Survivor Life. 

LONG TERM CARE INSURANCE PROVIDES YOU WITH DIGNITY, FREEDOM, CHOICE, INDEPENDENCE,  AND CONTROL 

DISABILITY INCOME PROTECTION

LIFE INSURANCE

The National Wealth Group provides comprehensive income replacement for individuals and business owners. Some pertinent facts to consider:

One in four of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age.

Each year around 5% of working Americans will experience a short-term disability (six months or less) due to illness, injury, or pregnancy.5 Almost all of these are non-occupational in origin.

Types of Disability Income Insurance plans include Personal Income Protection, Business Overheard Expense Protection and Disability Buy Out Coverage. 

Source: Disabilitycanhappen.org 2021

As our population ages, the importance of Long Term Care becomes increasingly apparent. Long Term Care refers to Activities of Daily Living (ADL's) including; bathing, dressing, eating, continence, toileting and transferring.

The National Wealth Group assists in determining how much and what type of Long Term Care insurance one should own. Types of long-term care insurance include traditional, hybrid, and asset-based policies. We have programs that will help offset the monthly cost of nursing care and in-home health care.